Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 110,761 10,761 10.76
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 10,761 Short Term Not Applicable 3,228 7,533

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Reg Gr 16-05-2007 1.2 12.24 9.76 8.14 6.48 7.37 7.06
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 11.99 8.93 7.36 6.08 7.33 7.83
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 11.74 8.84 8.76 7.93 6.53 7.73
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 11.71 9.29 8.31 6.61 - 7.2
Union Dynamic Bond Gr 13-02-2012 1.56 11.65 8.5 7.25 5.65 6.2 6.69
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.76 11.6 8.78 7.58 5.96 7.1 6.01
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.69 11.25 8.42 7.79 5.77 6.64 7.69
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 11.23 8.96 7.47 6.86 7.98 8.13
JM Dynamic Debt Reg Gr 25-06-2003 0.97 11.22 8.33 7.44 6.38 6.9 6.74
PGIM India Dynamic Bond Gr 12-01-2012 1.64 11.21 8.6 7.31 5.9 7.16 7.59
SBI Dynamic Bond Reg Gr 10-02-2004 1.4 11.15 8.62 8.05 6.31 7.63 6.2
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 11.02 8.59 7.56 6.2 6.91 6.62
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 10.93 9.07 7.61 7.09 6.94 7.04
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 10.85 8.57 7.61 6.76 7.56 8.06
HDFC Dynamic Debt Gr 28-04-1997 1.52 10.74 8.53 7.35 7.1 6.42 8.16
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 10.68 8.28 7.16 - - 6.31
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 10.51 7.76 6.91 5.36 6.46 7.08
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 10.45 8.28 9.79 9.01 6.92 7.89
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 10.4 8.61 7.99 7.23 8.1 8.47
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 10.28 7.88 6.73 5.04 - 5.44
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 9.58 7.25 6.38 5.49 - 6.28
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 8.06 6.78 5.93 4.62 - 5.9