Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,589 4,589 4.59
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,589 Short Term Not Applicable 1,377 3,212

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.41 8.95 8.09 7.03 7.04 7.0
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.46 7.89 7.66 6.59 8.07 8.35
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.27 7.05 6.63 4.73 - 5.91
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 6.88 7.72 7.29 5.71 6.84 6.53
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.83 7.71 7.15 5.73 6.6 6.65
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 6.75 7.95 7.48 6.88 6.34 7.61
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 6.75 7.94 7.48 6.87 6.34 7.36
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.48 7.58 7.17 5.77 7.36 7.86
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.08 7.34 6.8 8.34 6.72 7.71
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.02 7.85 7.86 6.15 - 6.86
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.88 7.35 6.82 4.77 - 5.24
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.72 7.52 6.97 5.26 6.85 5.86
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.59 7.43 7.42 5.74 7.45 6.08
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.3 7.32 6.71 5.19 6.88 7.33
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.24 7.68 7.14 5.78 7.64 7.93
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.93 6.79 6.89 5.17 6.36 7.49
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.59 6.83 6.68 6.08 6.2 8.01
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.57 6.0 5.74 5.0 - 5.74
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.51 6.61 6.27 - - 5.46
Union Dynamic Bond Gr 13-02-2012 1.55 4.34 6.7 6.55 4.62 5.9 6.37
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.21 7.15 7.31 5.55 7.01 6.81
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.12 5.71 5.83 4.32 6.06 6.76
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.65 6.89 6.69 4.92 6.91 7.49